Branch Managers at Caritas MFB
Published On:
16th, August 2023
Closes on:
21st, August 2023
Job closed
Job Description
Reporting to the Head of Business Development, the Branch Manager will be responsible for
achievement of business targets and effective management of branch operations within regulatory
framework and the Bank’s policies and risk guidelines.
Responsibilities:
o Develop new business opportunities by proactively marketing for lending/deposit
opportunities from current and prospective clients.
o Provide leadership in performance management, employee development, talent
management and building a work environment that drives high performance and
employee satisfaction.
o Entrench a risk aware culture and develop risk self-assessment capability to identify,
evaluate, mitigate, and monitor.
o Build and maintain relationship with customers to the mutual benefit of both the
customer and the bank
o Maintain good quality loan book by ensuring arrears on normal and watch accounts are
collected promptly
o Entrench measurable and meaningful customer service standards and practices
o Ensure Compliance with the Bank’s policy, control guidelines and procedures
o Manage and monitor budget for the branch
o Collect market information from competitor products and levels of service.
o Ensure that customer service standards are set and maintained in line with the
requirements of each market segment.
o Ensure that customer complaints are monitored, trends and root causes identified and
addressed at source to prevent recurrence.
o Ensure that customer needs are anticipated and met through provision of appropriate
products and services via the most suitable channel.
o Ensure that opportunities to migrate customers to more appropriate, cost effective
channels are identified and actioned.
o Ensure efficient, customer-orientated switchboard and telephone procedures.
o Conduct a needs analysis to identify customer needs effectively when opening new
accounts or giving product advice.
o Complete disclosure to the customers in terms of accreditation, service fees, and
commission.
o Ensure that laid-down instructions are adhered to by all areas under control.
o Identify major risks affecting the support function and ensure the necessary steps are
taken to measure, monitor and control these risks.
o Monitor internal controls to ensure their adequacy and effectiveness. Recommend
revision of controls to Operations, where appropriate, to address new or previously
uncontrolled risks.
o Develop micro market sales plans to achieve responsive sales budgets/targets for
branch.
o Gain a sound understanding of the different local market segments in the branch’s area
of operation.
o Manage the sales tracking system and provide coaching and feedback to the team.
o Coach the sales team on product knowledge and making the most of cross-selling
opportunities.
o To perform any other duty as assigned in line with the organization goals and objective.
Requirements:
o Holder of bachelor’s degree in a business-related field.
o Relevant professional qualification in banking AKIB/ACIB
o 4 years’ experience in business development.
o Comprehensive knowledge of bank’s laid-down policies and procedures relating to all
areas under control.
o Knowledge of the Retail Banking value proposition.
o Knowledge and understanding of the Area sales and service strategies.
o Ability to lead teams and deliver business results.
o Must be self-driven; possess excellent administrative, communication and interpersonal
skills, strong organization, and negotiation skills.