Published On:
18th, May 2023
Closes on:
22nd, May 2023
Job closed
Job Description
Our client is a well-established Sacco in Thika. They are looking to hire a competent and results oriented Credit Officer.
He She will be responsible for all matters relating to loan appraisals, credit administration, loan repayments and recoveries.
Responsibilities:
- Ensure efficient and prompt recovery of loans disbursed and interest accrued.
- Analyze list of members in arrears on monthly based on the number of missed instalments.
- Communicate to members in arrears informing them of amount in arrears. Follow up through phone calls, Emails and SMS’s.
- Work with the members on agreed payment plans and send reminders before the agreed due dates.
- Respond to members’ enquiries on mail or phone about their loans
- Prepare monthly reports on collections received, all follow ups done, commitment dates agreed on.
- Conduct field visits for recovery activities.
- Monitor progress of existing loans
- Prepare reports of all the loans appraised and disbursed during the month
- Review loan requests/applications from members to ensure all the required documents are availed.
- Assess members’ ability/eligibility to access any of the Sacco’s loan products
Requirements:
- Bachelor’s Degree in Accounting /Finance or any Business-related course
- At least 3 years’ relevant experience in a Sacco or a Microfinance institution
- Good knowledge of Excel spread sheets & Ms. Word.
- Strong negotiation skills
- Good communication and interpersonal skills
- Good problem analysis and solving skills
- Customer focus
- Accuracy and attention to detail
- Good report writing skills
- Confidentiality, honesty and integrity
- Teamwork